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Brantford, Ontario N3T 4K9
A reciprocal is an unincorporated group of organizations such as breeder growers, pullet growers and egg producers with similar risks, that agree to share those risks with each other. A Subscribers' Agreement (a contract) is signed by each member of the group, which essentially "reciprocates" the agreement to share in each others’ losses. Reinsurance contracts are negotiated with reinsurance companies to provide protection to PIE members by covering a portion of high losses.